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Chicago workers compensation
Chicago workers compensation
Providing commercial and business insurance, workers compensation ,Insurance Brokers in Chicago.Contact us at 630-965-9585.
Chicago,
IL,
United States
(pr4links.com)
24/09/2010
Workers Compensation in Chicago -What Happens When an Injury Occurs?
Chicago stands proudly even after the great fire of 1871 destroyed 1/3 of it, but are you sure your small business will stand in the wake of an employee injury? The last thing a small business owner wants to think about is the possibility that one of their employees might be hurt on the job. Not only is the employer concerned about the well-being of its employee, there is a potential that the employee could be unable to work, causing a loss to the employer’s business. One thing that an employer should not have to worry about is whether or not workers’ compensation in Chicago will cover the employee’s injury. Here are some general tips for a small business owner on handling a workers’ compensation claim.
Proper administration of a claim involving workers’ compensation in Chicago requires close employer involvement. The Illinois Workers’ Compensation Act requires employers to keep accurate records of all work-related injuries and report accidents that involve more than three days off work for the employee to the Illinois Workers’ Compensation Commission. Thus, right after a work-related accident occurs, it is imperative that the employer contact its insurance carrier to report the accident. Often, the insurance carrier will report the accident details to the proper authorities. After the accident is reported, it is important to remember to stay in open communication with the injured worker. Proper communication is the key to not only monitoring the injury, but in investigation of what happened so that it does not happen in the future.
In general, an employer who is covered by Chicago workers compensation cannot be sued by an injured employee. Likewise, the workers’ compensation policy will pay the employee’s medical bills as well as other benefits depending on the policy, regardless of whether or not the employee was to blame for his or her own injury. For more information regarding types of coverage refer to http://www.rodney4insurance.com.
When the worst happens, it is important for a business to keep its head. The first priority is to report the injury to your insurance carrier. Keeping in contact with the employee will ensure that you and the employee work collaboratively to monitor the injury and find out what happened. Remember, Illinois is a no-fault state, so as long as the employer carries workers compensation insurance in Chicago, then the business can stand proud and tall even in the midst of a drama – just like Mrs. O’Leary’s cow.
For the advice of a licensed Chicago Insurance broker visit http://www.rodney4insurance.com.
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Providing commercial and business insurance, workers compensation ,Insurance Brokers in Chicago.Contact us at 630-965-9585.
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